Can a midwife buy an investment property on part time hours?
Yes, plenty of midwives do. Part time hours mean you can borrow less, but home equity usually funds the deposit, so the real question is what you can comfortably hold.
How can a radiographer start investing in property in Australia?
Start with three things: your borrowing capacity, your buying structure and the type of property you’re chasing. A broker, an accountant and a buyers agent each handle a part.
How can a sonographer start investing in property in Australia?
Start with three things: your borrowing capacity, your buying structure and the type of property you’re chasing. A broker, an accountant and a buyers agent each handle a part.
How much does a buyers agent cost in Australia?
Buyers agents in Australia usually charge a percentage of the purchase price, often around 2% to 3%, or a fixed fee. Luke Murphy charges a fixed $15,000 plus GST.
Is a buyers agent worth it for healthcare workers?
For most shift workers, yes. The hardest part of buying an investment property is time, and open homes, agent calls and negotiation happen when you’re rostered on.
Should a healthcare worker buy for cash flow or growth?
It depends what you want the property to do. For extra income now, target positively geared properties. To build wealth to pay off your home, target growth locations.
How do healthcare workers use the equity in their home to buy an investment property?
You borrow against the value your home has gained and use it as the deposit and costs for an investment property. Most lenders allow up to 80% of your home’s value, minus what you owe.
Can a nurse afford an investment property in Australia?
Yes, most nurses who already own their home can afford an investment property, because the deposit usually comes from the equity in that home, not from savings.

